Wednesday, April 16, 2008

Object Interview

1. Describe the object. Be very literal and descriptive.
This object is a 30g movie iPod. it has a purple cover on it that is covered with colorful dots. The dots consist of orange, purple, green, pink, light blue and blue, white and red. Only the front of the object has the purple covering; the back is black. It seems that the cover just slips right over the iPod.
2. This object is used to listen to music. It has a head phone all at the top so that she could listen to her music through the headphone and only she will here. It looks like she got this object about a year or two ago. it looks like she keeps it in her pocketbook or bag by the fact that there are a few scratches on the cover and the screen. i think she received this object for a birthday or Christmas gift.
3. from this object i think that this person loves to listen to music. i think she likes all types of music to have an iPod, because you can put any type of music on it that you may like. from the cover that was placed on the object she must like to be very protective of her things. however since she does have this purple colorful poka doted cover placed on this object it leads me to believe that she is a cheerful happy person. the cover of this iPod seems really happy and exciting. I think that this person probably lives on campus to have a iPod in her pocketbook so that she could listen to it on her way walking to class from her dorm.
Interview Questions
1. When and why did you decide to get this ipod? was it a gift? 2 years ago a gift for mom and aunt for feb 14 cause she needed it for school
2. What made you put a cover on the ipod? can plug into computer. it always stays on. first cover scratched bad and uses object often
3.why this one in particular? on clearance and really cute. easy to get in and out
4. Do you enjoy having this iPod? why? sometimes, cause hate batteries dying and head phone broken has to much on stuff on it. wants a ipod make over. headphone don't always work. mostly used for storage
5. When do you use this object the most? voice lesson and practicing music, when warming up
6. What type of things do you have on this object? pictures, movies, tv shows, rehearsals that have been in, voice lessons, classes that have been recorded, music
7. Do you think that it would be difficult for you if you were to lose this object? yes because alot of personal things are inside, auditions since freshman and used daily to warm up, history record of all progress, good reference tool.
8. question i havent asked? favorite thing: can take really good recording with one object but mostly used as a voice recorder.

Katelyn received her ipod as a gift about two years ago from her mom and aunt as a Valentine's Day present. She needed the ipod for school because it was very convenient to have. She store everything you could possibly think of on her ipod. She has pictures, movies, television shows, music, rehearsals, voice lessons and classs that have been recorded on it. She uses her ipod daily and decided to place the cover on it to protect it. The first cover she ever got was horrible and use to constantly scratch her ipod. This one is alot more convenient, allowing her to take it on and off easily and also allowing her to plug her headphones in and plug it up to the computer while the case is still on. She choose this purple colorful poka dotted cover because it was on clearance at the time and she thought it was cute.
Katelyn uses her ipod for everything. while you may think a ipod is normally used for storing music and listening to your stored music for entertainment well you are wrong. Katelyn uses her ipod to

Monday, April 14, 2008

Career Path Expectations

My current career path is Actuarial Science. I am very interested to do the interview of someone in our field so that i could find out all the things i might not know. I assume that an actuary works in a office of some type of firm. I know they mostly work with insurance companies; however, society has been demanding them in new companies now. according to the jobs almanac for 2004, actuary was rated the number two job for the last couple of years. Being an actuary is supposed to be a lot less stressful than lawyers and doctors but with the same pay. I love math and actuarial science is the best career that satisfies that for me. I think a day as an actuary would consist of an 8-9 hr non stressful day, in an office or meeting dealing with numbers. I believe actuaries have numerous meeting to discuss proposals and new ideas to manage risk. To become an actuary requires a passing grade on at least two or more of the designated tests, and knowledge of statistics, math and probability. I constantly read that most jobs look for a minimum gpa of at least a 3.0.

Wednesday, April 9, 2008

Academic Research Questions

So far my academic research paper is not started however, I have all my notes, sources, and thoughts ready to be written down an put together. Last night after gathering the last little bit of my sources and taking notes on them, i tried to start my paper and i had no idea where to begin. some questions i have for the professor and my group members is how exactly should i start my academic research paper. of course i know to start off with an introduction. But what would make a great opening sentence that would be sure to draw the reader in? my topic is not a playful, amusing or even happy topic; its sad and ridiculous. so how do you pull an audience into that? another question i have is, is the thesis of my paper well organized and to the point? i looked up how to write an academic research paper online, but it wasnt that helpful; how should i go about organizing my work and is all the info i have purposeful?

Monday, March 31, 2008

Research Update

I am currently changing my research idea to something related to one of my minors, Psychology or business. As of today I have chosen psychology because the main aspect of psychology is research and what else would be better than to research things that are currently being studied and debated upon. Psychology has so many issues and problems so thinking of where to begin was quite a challenge. I am very interested in multi-personality disorder and schizophrenia. while they are both beyond interesting i think i will choose schizophrenia. schizophrenia has many challenges

Monday, March 17, 2008

Resarch Brainstorm

There are many issues, topics, and current concerns that are related to my field. The most focus in my field of actuarial science is all about risk. Risk varies in be forms and virtually can be anything. Everything in life consists of some type of risk and therefore there's a little "actuary" in everyone. Risk by definition is the quantifiable likihood of loss or less than expected returns.

There is a lot of focus on life insurance companies, and casualty insurances as well. Insurance companies in general are very popular in the field of actuarial science, and one of the main focus in my field because they are in the greatest need for an actuaries assistance. Actuaries try to manage risk and financial loss to companies the work for. Actuaries play a major part all over the economy in banks, insurance company, retirement funding and much more.

Another main idea or focus for my field is what exactly an actuary is. Whenever the term actuary or actuarial science is used I always get the same response of what do they do, where do they work? There are so many different questions that come up about an actuary and i think the biggest issue or focus in my field is getting the awareness of this field out there. Once understanding who and actuary is and what they do will cover every other issue that may be looked at. Think of risk for example. If risk was not an issue there would be no use for actuaries.
Actuaries use their background knowledge of statistics, finance, and business to assess and manage the risk of a particular event occurring. They help create policies that minimize risk and its financial loss to companies and clients. One of the main functions of actuaries is to help businesses assess the risk of certain events occurring and formulate policies that minimize the cost of that risk; this is why actuaries are essential to the insurance industry. Actuaries assemble and analyze data to estimate the probability and likely cost of an event. Events that cause a lot of loss are things like death, sickness, injury, disability, or loss of property.
Actuaries also address financial questions, including those involving the level of pension contributions required to produce a certain retirement income level and the way in which a company should invest resources to maximize return on investments in light of potential risk. They determine the life expectancy of clients looking to purchase life insurance and help in determining the persons monthly or annual premium if the company was to cover them. Using their broad knowledge of statistics, finance, and business, actuaries help design insurance policies, pension plans, and other financial strategies in a manner which will help ensure that the plans are maintained on a sound financial basis.

Wednesday, February 20, 2008

Scenario Proposal Draft

Many people have numerous questions to how the cost of life insurance is determined and why some people insurance is worth more than others. What makes two healthy people around the same age have different life expectancies according to life insurance companies?
Well to help answer some of these questions and give the community a better understanding, i will use Life Expectancy graphs. As all of us know, these graphs are a major use in our field to determine different types of risk; so that we can manage it.
Life Expectancy graphs are used to show a person life expectancy according to their lifestyle. They could be made towards a particular person's lifestyle or towards a group or population of specific people; take smoking for example.
(smoking male graph)
This graph shows you the probability, at your current age, to make it to either 60, 70, or 80.
Some of you smokers out there might think or feel that this is okay or pretty good. Well actually its not compared to people that do not smoke. This is what insurance companies look at when they determine how much your premiums are going to e monthly or annually. Now here is graph of non-smoking males to let you get a better understanding.
(non-smoking graph)
This graph shows the same thing however is directed towards non-smokers. it looks a lot better.
Even though I used the same graph, they each showed something different. This shows us how important these graphs are used in our field. Hopefully after using the probability graph to answer some of these questions, the citizens, retirees and community will have a better understanding. Life expectancy is the largest risk factor that insurance companies look at.
For those of you who might not know me, my name is Adrianna Stephens and I am studying Actuarial Science. I will be attending the Riverhead Town Hall once a month for the next three months or so to discuss life insurance with some of the Seniors and soon to be retirees in town. I will be discussing and answering the most common questions about life insurance in my presentation. Using different types of probability graphs to show why life insurance may cost so much and why different people may receive more. I will explain to the audience their potential loss and the companies potential loss to help them get an understanding to a variety of their questions and curiosities.

Monday, February 18, 2008

Visual Representations


In my field, visual representations are used everyday. There are numerous types of representations of information used for many different things. The most used representation, i would have to say is graphs. Actuaries use graphs to calculate information and data as well as store and provide information with others. Graphs are used because they are easily read when presenting information. There are many different types of graphs; for example line graphs, sattered plots, bar graphs, pie graphs and probablity graphs. Probability graphs are probably the most frequently used by actuaries. I say this because actuaries use probability and statistics to determine the risk factors of certain outcomes. The green graph at the top of the page is an example of a probability graph.